Roof Insurance: A Growing Concern for Homeowners

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Hurricane Ian was a powerful storm that struck the coast of the United States in September 2022, causing significant damage to homes and businesses in its path. As with any natural disaster, homeowners were faced with the daunting task of rebuilding and repairing their homes, often with the added stress of navigating the complexities of their insurance policies. One area of particular concern for many homeowners was the issue of roof insurance.

Roof insurance is a specific type of coverage

Roof insurance is a specific type of coverage that is intended to protect homeowners from the financial burden of repairing or replacing a damaged roof. Many standard homeowners insurance policies include some form of roof coverage, but the specifics of this coverage can vary greatly from one policy to another. For example, some policies may only cover the cost of repairing a damaged roof, while others may include coverage for a full roof replacement. Additionally, some policies may have limits on the amount of coverage available for roof repairs or replacements, while others may have exclusions for certain types of damage.

In the aftermath of Hurricane Ian, many homeowners found themselves struggling to understand the details of their roof insurance coverage. Some discovered that their policies did not include enough coverage to fully repair or replace their damaged roofs, while others found that their policies had exclusions for damage caused by hurricanes or other natural disasters. In some cases, homeowners were even denied coverage entirely due to the age of their roofs or other factors.

Navigating the complexities of their insurance policies

For homeowners facing these challenges, the process of navigating the complexities of their insurance policies can be incredibly frustrating and stressful. It is important for homeowners to understand the details of their coverage and to review their policies carefully before a disaster strikes. This includes understanding what types of damage are covered, as well as any exclusions or limits that may apply. Homeowners should also consider the age of their roofs, as older roofs may be more susceptible to damage and may be less likely to be covered by insurance.

Homeowners who are struggling to understand the details of their roof insurance coverage should consider seeking the advice of a qualified insurance agent or attorney. These professionals can provide guidance and assistance in reviewing policies, filing claims, and appealing denied claims. They can also help homeowners to understand their rights and options under their policies, and to negotiate with insurance companies to obtain the coverage they need.

Steps to prepare their homes

In addition to understanding their insurance coverage, homeowners should also take steps to prepare their homes for potential natural disasters. This includes reinforcing their roofs and taking other measures to make their homes more resistant to wind and water damage. For example, homeowners can install hurricane straps or clips to secure their roofs to the walls of their homes, and can also consider installing impact-resistant windows or shutters.

Homeowners should also consider creating a disaster plan and emergency kit, which should include important documents, such as insurance policies, as well as emergency supplies, such as food, water, and first aid supplies. This will help to ensure that homeowners are prepared for any eventualities and can take action quickly in the event of a disaster.

Disaster plan

It is also worth noting that in the aftermath of a natural disaster like Hurricane Ian, there may be a large demand for roofing contractors and other service providers. Homeowners should be cautious when choosing a contractor to repair or replace their roofs, and should always check their credentials and references before hiring anyone. They should also be aware of potential scams and fraud, as some unscrupulous contractors may take advantage of homeowners during the rebuilding process.

Summary

In summary, Hurricane Ian was a powerful storm that caused significant damage to homes and businesses in its path. For homeowners, the issue of roof insurance can be a major concern, as standard policies may not provide adequate coverage for repairs or replacements. Homeowners should understand the details of their coverage and take steps to prepare their homes for potential natural disasters. By understanding their insurance policies, preparing their homes and creating a disaster plan, homeowners can be better prepared to deal with the aftermath of a natural disaster like Hurricane Ian.

About Gold Key Roofing

Our highly trained, certified roofing professionals inspect, test, evaluate and calculate all the necessary data from your project to provide your home with the ultimate protection – providing you with time-tested peace of mind.

In an industry where many roofers are in business today and out-of-business tomorrow, it is unusual to find a company like Gold Key Roofing with our experience and proven record of quality and reliability since 1975.

Orlando Roofing Company

Roofing Services Offered in Orlando and surrounding Central Florida Areas:

Residential Roof Repair Roof Cleaning
Residential Roof Replacement Roof Claims Assistance
Commercial Roof Repair Blown-In Insulation
Commercial Roof Replacement
by

As sturdy as they are, What Happens to Roofs When Damaged from Hail?

Is there anything that can be done to prevent a roof from being damaged by hail? The following are some questions that homeowners commonly ask. As a result, architects design roofs that are watertight and withstand the elements no matter what the conditions are. It seems that even something as small as ice pellets being frozen could potentially cause a roof to collapse. Is that realistic? In addition to this, what is the most significant hail that could cause roof damage?

If you have recently experienced an intense hailstorm or wish to be proactive as stormy season approaches, you might find these tips helpful. It doesn’t matter how you divide it. You have excellent questions. There is nothing like the sound of ringing through your roof caused by hail particles to bring tears to homeowners’ eyes.

Even though you cannot prevent hail storms from affecting your roof or the damage that your roofing has caused, you can do the roof repairs you require as soon as they are needed. The home must be secured in the future as much as possible through the repairs that will be carried out in the coming months and days.

How Do Roofs Affect by Hail damage?

In the eyes of many people, the damage caused to the roof due to hail may appear to be minor. Nevertheless, the injury is much more severe than many people would imagine. The main factors determining the damage to a roof caused by a hailstorm are:

  • The number of hailstones.
  • The size of the hailstones.
  • The direction in which the hailstones are traveling.

Furthermore, another critical factor that can affect the extent of damage is the type of roofing material, the position of neighboring buildings, and the presence of barriers such as trees or other structures.

Hail can range in size from as small as pea-sized (about 5 millimeters) to as large as the size of a softball (about 15 centimeters) or half a golf ball. The scope of the ball directly affects the degree of damage that the ball causes, and this is to be expected. Some stones may not have smooth edges that do not cause the roof any damage. Having an old roof or one in a damaged state will make it more likely that your roof will be damaged by hail.

The Hail Damage Roof Examination

After an inclement weather event, a roofing professional must immediately conduct a thorough examination of the roof. If you have a roof that you need thoroughly inspected, then a professional can help you discover any damage that you might not be able to spot on your own. You will be able to determine the exact damage that you are experiencing when you call in an experienced roofing professional. Having an adequately repaired roof is essential to ensure that any insurance claims are submitted to the insurance company.

To determine if hail damage has occurred, a professional will look for a few common signs when examining the roof, such as:

  • An example of wood shingles that are split in half
  • The roofing materials are degrading—for example, holes within the protection cover.
  • The shingles are loose or missing.
  • Leaks and water damage
  • The loss of shingles granules can result in accelerated aging of the roof.
  • Exposed or fracturing to the fiber mat underneath the roof
  • The integrity of seals is compromised.

There are reputable roofing contractors who can provide you with an exhaustive list of roofing problems and how to solve them. These contractors can, in addition, provide you with detailed information about the roof repairs you need. Additionally, you won’t hesitate to contact other roofing companies to get additional estimates. You must get further quotations to ensure that you receive a precise quote that meets your budget and your needs.

The Right Roofing Company for Hail Damage Repair

Throughout the Orlando area, you will find many roofing companies who will be able to provide you with a hail damage quote. If you want to finish the job correctly on the first try, you should find a company that offers both the service and the knowledge necessary for a successful project.

Roofing and Restoration is a local roofing company that has successfully built an enviable following of residential and commercial customers who trust us with their roof repairs. It is important to note that our roofers have seen their fair share of hail damage over the years, so they can pinpoint critical issues and provide lasting solutions.

At Gold Key Roofing, you’ll receive skilled roofing repair services complemented by prompt customer service and only the best quality roofing materials in the industry. We are quick and efficient, and we are satisfied when we receive the approval of our clients.

Reach out to us for more information and book inspection

No matter what kind of damage your roof has sustained, our expert team of roofing specialists is licensed and certified to complete the repairs it needs, regardless of how minor or major the damage is. To ensure the safety and security of your family and your home, you should ensure you have a sturdy, secure roofing system in place. For this reason, you should not make any unnecessary compromises when repairing your roof.

Here at Gold Key Roofing, you can be sure that you’re receiving the top roofing repair roofing materials, roofing materials, and customer service in the region. Call us to speak with one of our helpful team members. And we’ll provide the information and assistance you require to ensure complete satisfaction.

About Gold Key Roofing

Our highly trained, certified roofing professionals inspect, test, evaluate and calculate all the necessary data from your project to provide your home with the ultimate protection – providing you with time-tested peace of mind.

In an industry where many roofers are in business today and out-of-business tomorrow, it is unusual to find a company like Gold Key Roofing with our experience and proven record of quality and reliability since 1975.

Orlando Roofing Company

Roofing Services Offered in Orlando and surrounding Central Florida Areas:

Residential Roof Repair Roof Cleaning
Residential Roof Replacement Roof Claims Assistance
Commercial Roof Repair Blown-In Insulation
Commercial Roof Replacement
by

Roof Financing in Central Florida

If your roof replacement was the outcome of a planned construction project or a result of unexpected events, the roof could be a necessary but essential home investment. A roof can help protect your family and home safe from weather and other elements.

You can finance your next roofing project.

The cost of installing a new roof is a lot of a variation because it is contingent on several variables, which include:

  • Size of the roof
  • Roof style and sophistication and
  • The type of roofing shingles that are used
  • Other roofing materials, for instance, synthetic roofing underlayment vs. felt
  • A roofing contractor is hired to complete the job because prices for labor differ among pros
  • Your geographic area

These elements make it hard to fund a roofing project with precision, and this is where financing for roofing can be helpful.

Roof Financing explained

Before we get into the main motives homeowners use for financing their roof, Let’s go over some of the most common terms used by the lenders:

The term refers to the length of time you must pay back the loan. It’s typically expressed in terms of months or years.

An APR (annual percentage rate) is the amount that the lender charges you to loan the funds. It could or might not contain fees and doesn’t include the compounding effects of interest. Most interest is compounded every month. APR is an effective instrument for comparing loan products.

Principal refers to the total amount of loaned funds at the time of the loan.

The interest cost is the amount you pay for your loan that is greater than your principal sum.

How Roof Financing can be an excellent idea

It’s easy to lose track of your roof. And homeowners tend to put off fixing or replacing a worn-out roof until warning signs appear. In other instances, Mother Nature may wreak destruction on your roof or even send a stray tree branch that can cause defeat.

If you’ve accumulated an account to cover roof repairs and maintenance, it’s excellent, but there are times when we’re unprepared when roof repairs are required. Even if your insurance policy covers the damages, you could face a substantial deductible not within your budget. It could be that you decide to replace your whole roof with modern and better materials rather than make repairs.

Many independent roofing contractors within our Contractor Network offer financing options for their customers. Here are some excellent reasons to consider financing roofing to finance your roof repair or replacement project.

Get low monthly payments.

If you finance a new roof with an independent roofing company in the Roofing Contractor Network, you will be able to enjoy low monthly payments. This lets you pay for your roof in installments you can afford and prevents you from paying for a multi-thousand-dollar roof project in one lump sum.

Based on the terms of your loan and credit score, you could get low-interest rates for the duration of the loan, depending on your credit history and payment terms.

For instance, an unsecured renovation loan for homes of 10,000 over 120 months will result in an affordable monthly payment of $132, with a 9.99 APR of 9.

Pay off an upfront payment deferred without the risk

Homeowners who want to wait the amount of their lump sum payment and keep out interest should look into loans that offer zero-interest financing upfront and no penalties for prepayment.

Installment loans with six months of interest-free and with no monthly payments allow you to put off making payments for the first portion of your loan.

You can pay the whole loan in full (interest-free) before the deadline of six months or start making the monthly payments at the current interest rate.

Delay Payments

Certain loans let you delay making payments for a specified time. After the period is over, then you’ll be able to begin regular payments with the fixed rate. This is particularly helpful in circumstances where you need money but want to start the roofing project as quickly as possible due to safety or other reasons.

Quick Approval Process

Financing your roof can be a simple smooth process, thanks to the advancements in technology. The applicant can request financing online, using the mobile app, or even call in and eliminate the need for paperwork. You’ll need to sign the electronic signature. After submitting your information, your approval notices will usually be delivered within minutes.

Roof Financing during COVID-19

Because of the adverse financial consequences of COVID-19, it’s now more crucial than ever to make choices regarding being capable of paying for a significant home purchase like a brand new roof. Roof financing can help secure your investment and keep your family secure without the hassle of paying large lump-sum sums.

A good investment with attractive returns

According to the 2019 report on the effects of remodeling by NARI, the National Association of the Remodeling Industry (NARI) According to the report, the impact of installing an entirely new roof could be substantial. Homeowners could recover 107 percent of the cost following the installation when they decide to sell their house.

In the same study, it was discovered that new roofs were ranked top on the lists of prospective buyers, so If you’re planning to sell your house shortly, it could be that a new roof will aid in selling it quicker and bring in a higher price.

If you decide to finance your roofing, it gives you the most beneficial of both worlds. You can put money into your home’s future, fix existing roofing issues and obtain the roof you’ve always wanted at a cost you can pay for.

Find out more information on financing for your roof by an independent roofing contractor who is part of our Roofing Contractor Network close to your home.

FAQs

What is the maximum amount you can finance the cost of a roof?

The terms for loans are likely to differ from lender to lender. The shorter loan terms will mean that you pay off your debt faster, likely having lower interest rates. However, more extended periods mean the monthly installment is minor and more manageable.

Although you may pay more interest in the long haul, many homeowners prefer 120 months or more to ensure that the payments are inside their spending budget.

Do roofers provide payment plans?

Yes. Certain roofing contractors within Roofing Contractor Network offer payment plans that can help make roofing replacements more affordable.

Payment plans differ based on conditions, interest rates, and terms. Therefore it is essential to inquire with the roofing company you’ve got in your mind for specifics.

Does my insurance cover the cost of a new roof?

It’s dependent on the policy you have and why you need an upgrade to your roof. If it’s due to a weather-related incident, the homeowner’s insurance policy could apply. If you’re seeking to replace it due to its age or increase its resale value, homeowners insurance won’t help with the expense.

 

About Gold Key Roofing

Our highly trained, certified roofing professionals inspect, test, evaluate and calculate all the necessary data from your project to provide your home with the ultimate protection – providing you with time-tested peace of mind.

In an industry where many roofers are in business today and out-of-business tomorrow, it is unusual to find a company like Gold Key Roofing with our experience and proven record of quality and reliability since 1975.

Orlando Roofing Company

Roofing Services Offered in Orlando and surrounding Central Florida Areas:

Residential Roof Repair Roof Cleaning
Residential Roof Replacement Roof Claims Assistance
Commercial Roof Repair Blown-In Insulation
Commercial Roof Replacement
by

Best Roofs for Florida

Florida is also known as the sunshine state. Subtropical weather conditions result in a hot summer season. Hurricanes and subtropical storms are also common. You can enjoy many outdoor activities here, but if you are a resident of Florida, you have to choose your roofing material carefully. Rain, thunderstorms, hurricanes, and cyclones can be very damaging to houses, particularly roofs. Some traditional and modern materials are available for roofing. However, every material is unsuitable for Florida due to extreme weather conditions. Here we are discussing some roofing materials that match the state’s weather. If you know different types of roofing materials and their pros and cons, it will be easier for you to decide.

Asphalt roofs

Asphalt is the most popular choice when we talk about Florida roofs. Affordable price is the biggest factor that plays a vital role in its popularity. It can fit within every budget.

Asphalt shingles are available in two variants. One has a cellulose mat as a base, while the other has fiberglass. Different types of shingles are available based on the quality. We can broadly categorize them as strip, luxury, and dimensional shingles.

  • Strip Shingles: These shingles have only one layer of asphalt, reducing their cost to a great extent. They are very lightweight and prone to wind destruction.
  • Dimensional shingles: Dimensional shingles have two layers of asphalt, making them thick and less prone to wind damage. They are called dimensional shingles due to their appearance. They look like three-dimensional blocks of wood, making them very attractive to homeowners.
  • Luxury Shingles: They are thicker than the other two types of asphalt shingles, as they are three asphalt layers. They look like slate tiles and give a very elegant look to the roof. However, they are very expensive, and everyone cannot afford to buy them.

Asphalt shingles can last for more than 20 years, making them cost-effective. However, there is a disadvantage as well. Asphalt shingles need to be properly installed and fixed with the rafters. If there are not properly installed, strong winds and hurricanes can damage them. Wind lifting is a common problem for asphalt shingles, and proper installation can reduce this damage.

Concrete and clay tiles roofs

If you are looking for durable roofing material, concrete and clay tiles can be ideal. Florida need roofs that are resistant to strong winds, and these tiles fulfill that criteria. It’s not about the winds and storms only, but roofs have to withstand heavy rains and extreme summers as well. An important property of concrete tiles is that they don’t absorb water, so water cannot soak inside the roof. Moreover, they are strong enough that high temperatures cannot produce any cracks in the roof during the day. Concrete and clay tiles can withstand all kinds of climatic pressures. You can find them in different styles and give a beautiful look to your home.

We cannot ignore the risk of fire for any roof, and the fire-resistant quality of these roofs makes them a preferable choice. Moreover, Vermin cannot pass through them, and they keep your attic safe and free from pests. Another feature of concrete and clay tiles is their energy efficiency. Your home will remain cool in summer and warm in winter if you have this roofing. If you need moisture-free living space in the rainy season, these tiles are the best choice. They also absorb the rain noise, and you can sleep peacefully. Another advantage of concrete and clay tiles is zero maintenance. Once installed, they don’t need everyday cleaning and maintenance. However, everything comes with a disadvantage, and the downside of these tiles is their weight. If you want to have a concrete and clay tile roof, your roof frame should be very strong to bear the weight of these tiles.

Metal roofs

If you are looking for a cost-effective solution for your roofing needs, metal roofs can be the best choice. They are not expensive like concrete tiles. Moreover, they are very light in weight and can be installed on any roof. Any standard roofing frame can easily bear its weight. Moreover, they are very easy to handle and easy to install as well. You can find these roofs in very pleasing colors that easily match your exterior. Moreover, they are suitable for all kinds of architectural styles. Get them in any shape of your choice and enhance your home’s curb appeal.

Metal roofs are also energy efficient as the reflectance capacity of metal is high. Most of the sun rays are reflected and, as a result, have a lower temperature inside the house. Similarly, in winter, they don’t let the heat inside the house escape outside, and your house remains cozy in winter. Energy efficiency has a positive effect on your energy bill, and you can save a lot of your money. Another advantage is moisture-free living space, as metal does not soak water.

Fire-resistant and water-resistant properties of the metal are added advantages. Moreover, they are resistant to strong winds as well. There is no regular maintenance required for metal roofs, and they are also less prone to breakage. However, metal roofs have some disadvantages as well. For instance, they produce a lot of noise when it rains, but the noise can be controlled by using a muffler layer.

Asphalt, concrete and clay, and metal, are popular materials. Every material has different properties and different pros and cons. Moreover, the price of all three is also different. Budget is the basic deciding factor, but experts always suggest to prefer quality. The roof is a very important part of the home, and a good roof will protect not only your family but also the interior of the house. Energy-efficient roofs can save a lot of your money every month in utility bills. So, saving money and choosing a cheap option is not a good idea. Try not to sacrifice the quality, as you have to use the same roof for generations. Choose the best roof and have a peaceful life for years.

 

About Gold Key Roofing

Our highly trained, certified roofing professionals inspect, test, evaluate and calculate all the necessary data from your project to provide your home with the ultimate protection – providing you with time-tested peace of mind.

In an industry where many roofers are in business today and out-of-business tomorrow, it is unusual to find a company like Gold Key Roofing with our experience and proven record of quality and reliability since 1975.
Orlando Roofing Company

Roofing Services Offered in Orlando and surrounding Central Florida Areas:

Residential Roof Repair Roof Cleaning
Residential Roof Replacement Roof Claims Assistance
Commercial Roof Repair Blown-In Insulation
Commercial Roof Replacement
by

Roof Warranty: How can you transfer your roof warranty?

When discussing the real estate business or buying and selling properties, warranties are very important. The scope of warranties is very vast; they can cover things like floor coverings to appliances in the home. The homeowner will feel safe, and the person buying the house will also be satisfied with his purchase. Warranties are important, but they are the most important when it comes to roofing. Here we discuss the basics of a roofing warranty and how you can transfer it.

What does a warranty mean?

We are discussing roofing warranties here, but before that, let’s try to understand what a warranty is? Merriam – Webster defines a warranty as “a guarantee of the integrity of a product and the maker’s responsibility for the repair or replacement of defective parts”.

Defective is the focus word here. Most of the warranties deal with the faulty parts of a product, and they are not concerned about the problems related to everyday use and aging of a particular product.

Who provides a roof warranty?

The manufacturers of roofs often provide a roofing warranty. However, roofing contractors can also provide roof warranties, called workmanship warranties. Usually, they are not concerned with the quality of roofing material but the quality of installation.

Manufacturer warranties are about the roofing material, and they assume that the contractor has followed the roofing installation procedure properly.

Roof contractors issue workmanship warranties, and usually, they are not transferable. On the other hand, manufacturers provide manufacturer warranties, and they are transferable. Here we are discussing them in detail.

Basic about a roof warranty

When you work for your roofing warranty, you need to focus on the following details.

Who is covered: It should be mentioned who this warranty covers. Usually, the roof owner is covered, and if the warranty is transferable, it will cover the subsequent owner.

What is covered: Roof has different parts and components, and it must be mentioned which parts are covered through the warranty. It also contains eligibility information and conditions, like a contractor’s proper installation. Moreover, it must contain information if it covers tear-off and the re-installation labor costs or provides coverage for the new material only.

Time Limits: The warranty coverage period may be different for different components like vents and shingles. It also varies with the features of the roof, like wind resistance or mold resistance.

What is not covered: Manufacturers mention details about the situations they don’t cover—for instance, improper roof installation, mishandling of material, and errors in roof preparation. Things like damage due to debris are also not covered.

Transferability: If the owner has the right to transfer the warranty to the next buyer, it must be mentioned in the warranty document.

Claim process: Every insurance company has a different claim process, which should be mentioned. Details about dispute resolution should also be written clearly.

Basic warranty terms

When discussing warranties, some terms like lifetime and limited are frequently used. The meaning of these words depends on how and where they are used. Some companies may use them together too.

Limited Warranty: Every warranty has a condition, so it is “Limited”. There are many limiting factors like time and cause of the problem. They also don’t cover things like labor costs and the cost of certain parts of the roof; it also comes under a limited warranty. Usually, roofing material is covered in warranties, but you have to see the details for other items.

Lifetime warranty: This type of warranty implies the duration of occupancy of the original owner. Every manufacturer defines “Lifetime” in his ways, which you can ask him about.

Limited lifetime warranty: When these words are used together, it means the warranty covers the time of occupancy of the original owner. Still, there are some limitations on time and product coverage.

Extended warranty: Some manufacturers offer extended warranties as well. The coverage is lengthier than standard ones; however, it may cost more. Moreover, extended warranties are offered under special circumstances only. Usually, manufacturers offer them for some specific products as well.

Are roof warranties transferable?

Warranty documents or contract describes if the roofing warranty is transferable or not. For transferable warranties, guidelines are very strict, as transfer should be proper and correct. Some companies ask for a high premium for transferable warranties.

Different manufacturers have different procedures for warranty transfer and even for different products. It must be completed within a given time-frame when the house selling deal is closed.

Transferring a roof warranty

Transferable warranties have different features, which are stated here:

Frequency of transfer: usually transferable warranty can be transferred once only. After the subsequent one, the owner will not be able to take advantage of the warranty.

Transfer fee: Manufacturers may charge some fee to transfer the same warranty to the next owner.

Reduced coverage: If the warranty is transferred to the new homeowner, it may come with reduced coverage for some components.

What is the role of the homeowner in warranty transfer?

Homeowners should register a warranty according to the guidelines of the manufacturer. He must keep all the documents and records safe for the transfer procedure. It makes transfer easier and quicker.

If the owner lost warranty documents?

If the warranty documents are lost or misplaced, you can still transfer the roofing warranty. Call the contractor and try to get the record of the roof purchase. If shingles were installed later, get their record as well. It can help you to transfer the warranty.

Advantages of transferable roofing warranty

Warranties ensure that the manufacturer of the roof is associated with his products. Roofs are very expensive, and a good roof can last for years, making it a valuable asset. A transferable roofing warranty can be a big plus when trying to sell your house. So try to get the right type of warranty to protect your house, money, and your future. If your roofing warranty is transferable you can enjoy many advantages including peace of mind and safety of your house.

About Gold Key Roofing

Our highly trained, certified roofing professionals inspect, test, evaluate and calculate all the necessary data from your project to provide your home with the ultimate protection – providing you with time-tested peace of mind.

In an industry where many roofers are in business today and out-of-business tomorrow, it is unusual to find a company like Gold Key Roofing with our experience and proven record of quality and reliability since 1975.
Orlando Roofing Company

Roofing Services Offered in Orlando and surrounding Central Florida Areas:

Residential Roof Repair Roof Cleaning
Residential Roof Replacement Roof Claims Assistance
Commercial Roof Repair Blown-In Insulation
Commercial Roof Replacement
by

Repair vs. Replace: Finding the Right Roofing Solution

A roof is an integral and significant element of your house. It defines the cosmetic and structural integrity of your home-the most significant real estate investment for a wide majority of families across the world. This investment comes with numerous financial burdens and hefty mortgage payments, which confiscate a sizable chunk of your monthly income.

Therefore, if your roof is leaking, it is a cause for concern. However, before you panic and set out to hire professionals for constructing an entirely new roof, it is crucial to pause, and take the time to inspect the damages. You see, roof leakages are common, and they stem from natural hazards, hurricanes, heavy rainfall and potential damages in your roof.

Choosing the Right Roofing Solution

Much like most things in life, a leaking roof can be easily repaired, but this require diligent inspection and attentive research. The exact fix requires you to ponder on various factors, such as the material, repair needs and weather conditions in your area. If you’re tired of undertaking numerous roofing repairs month after month, it is ideal to seek a new roof to reduce your expenses in the long-run.

However, if a leaking roof is a one-time problem that has suddenly and recently emerged in your life, it is crucial to be cautious about roof replacement. Roof repairs may prove sufficient to address your problem effectively.

At Gold Key Roofing, we specialize in helping homeowners find the right roofing solution to restore and enhance the cosmetic appeal and structural integrity of their home. As leading experts on all roofing concerns, we will dispel valuable advice to help you determine whether roofing repairs or replacement is the right call for your roof.

Undertaking a Detailed Inspection

The first and foremost step is to launch a detailed inspection to examine the magnanimity of your roofing problem. It may be a small leak or a massive dent that threatens to collapse the entire structure of your roof. Either way, you won’t be able to identify the exact cause without launching a detailed inspection.

A visual inspection doesn’t require any specialized tools and you can easily tackle this job yourself. Just grab a pair of binoculars and focus the lenses to carefully examine every nook and cranny of your roof from the ground. Be sure to cover every single angle as you hunt for defects and repairs.

If you notice any signs of aging, for instance, curling, cracks or loosening shingles, this is a cause for concern. It is crucial to pay close attention to the vent pipes, valleys and any signs of breakages. Make sure that the boots and flashing are in pristine condition and in their adequate places without any damages. The roof’s edge will introduce you to potential signs of wind-related damages, and it is crucial to ensure that the edge is perfectly flat.

Next up, you need to climb up to your attic to examine the condition of the wooden elements holding up your roof. These wooden elements include the underside of your roof deck and trusses. Are they covered by foam insulation? Are there any signs of water stains, water damages or warping? Be sure to examine the foam insulation for signs of clumps, which are a prominent feature of water damage.

Be sure to make note of all your investigations, so you can effectively communicate these issues to your roofing professional.

Do you need Roof Repairs?

Inspection will help you determine whether you need roof repairs or not. It is crucial to examine if the damage is concentrated in one particular area of your roof. If that is the case, then roofing repair will help you restore your roof to pristine condition.

In most cases, harshly strong winds or heavy pieces of debris scattered around by storms can create holes or dents in the roof. However, the important thing is: this is a comparatively minor issue that you can repair effectively. This doesn’t mean that you can sit back and relax while you delay the repairs. Small holes and dents don’t take much time to expand and inflict damages to other areas of the roof given the continual exposure to wind and sunlight.

So, be sure to attend to the repairs without delay. Naturally, the quicker you seek out repairs, the more effective your damage prevention approach will be!

Do you need a New Roof?

If your roof has enjoyed two to three decades of aging, it is ideal to explore options for a new roof, particularly if you are constantly spending large sums of money on recurring repair needs.
Typically, asphalt roofs, which are immensely common, enjoy 20 to 30 years of longevity, after which, they begin to deteriorate. You can spot signs of aging by looking for heavy damages, such as crackled or loose shingles and excessive curling. If the shingles feature bald spots with highly deteriorated granules, it is a sign that you need a roof replacement without delay.

Climb up to the attic to inspect the roof for water damages and pinholes of light. If you spot either of these problems, it is crucial to call a professional to examine your roof immediately. When it comes to roof replacement, it is ideal to seek out professional opinion with a detailed inspection. Such matters must not be delayed as a damaged roof can compromise the structure and foundations of your property, inflicting unprecedented damages and exuberantly high costs.

Homeowners are strongly advised to seek out credible, reliable and trustworthy professionals when it comes to roofing repairs. Many roof repair and maintenance services mislead homeowners in booking expensive services when they are not required. Honest and competent professionals seek to serve their clients with transparency and are dedicated to enhancing the value of their property.

For further information, feel free to get in touch with our team for valuable insight. We’ll be happy to walk you through a detailed roof inspection with a budget-friendly estimate.

 

About Gold Key Roofing

Our highly trained, certified roofing professionals inspect, test, evaluate and calculate all the necessary data from your project to provide your home with the ultimate protection – providing you with time-tested peace of mind.

In an industry where many roofers are in business today and out-of-business tomorrow, it is unusual to find a company like Gold Key Roofing with our experience and proven record of quality and reliability since 1975.
Orlando Roofing Company

Roofing Services Offered in Orlando and surrounding Central Florida Areas:

Residential Roof Repair Roof Cleaning
Residentiall Roof Replacement Roof Claims Assistance
Commercial Roof Repair Blown-In Insulation
Commercial Roof Replacement
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How to Make Sure the Residential Roofing Contractor you choose is a perfect one for your Home?

The roof of your home is a very important part of your home and the structure of your roof affects the entire integrity of your home. The roof not only provides protection against the elements but also protects your most valuable assets. Therefore, you need to be careful when choosing a roofing contractor for your home. Whether you are repairing the existing roof or going in for a new roof, you know you cannot make the wrong selection of a roofing contractor as it’s a costly expense. You need a contractor who is skilled and reliable. You also want the job done in a desirable manner and inside your budget. Here are the factors to keep in mind when choosing your roofing contractor.

Check reputation of company

You need roofing company who has experience in dealing with different types of roofs. You can ask your friends, neighbors, and relatives to help choose  the right roofing contractor. Check with the customers of these companies to know about their experiences. Research contractor reviews online, this will give great insight about this contractor. You can also check with the BBB to find  high quality contractors.

Prefer someone who is local

Florida is a large state with many roofing contractors. It is a good idea to find someone in the area you live rather than hiring services of a contractor who lives far away. You don’t want to deal with a contractor having his base out of town as he may be difficult to catch after the project is over and some problem arises later.

Always go for a licensed and insured contractor

You need a licensed and fully insured roofing contractor to carry out the job in a satisfactory manner. You have no one else to blame if the contractor is unlicensed and causes damage to the structure. This is because you have no way of claiming compensation. You will be held liable for any accident that takes place on the site if the contractor you hire is not fully insured. This is the reason why you should hire a contractor who is licensed and insured to have total peace of mind.

Do not go by the lowest cost contractor

Many homeowners compare the prices quoted by different contractors for the same job and go for one who charges the lowest price. Roofing is a complicated and a tiring exercise that needs to be taken seriously. You can save a few hundred dollars by hiring a cheap contractor, but you are left repenting your decision when the roof laid by him starts to leak after one year. Remember one thing; you only get what you pay for. If you want a contractor who is licensed and insured, you must be prepared to pay a bit higher. Roofing is not like buying a shirt or any other product where you can experiment. One mistake here and there and all your money can easily go down the drain. Saving money should be an option but not at the cost of quality of work. It is a good idea to find a contractor who is reliable and experienced. You can buy jeans that is cheap but low quality, but you simply cannot take chances with the skills and quality of work when it comes to the roofing of your home.

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Shingle Roof Replacement: All you Need to Know

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Most homeowners pay little attention to the condition of their roofs and become concerned only when they start to leak. Roofs not only protect us from the elements but also keeps the house safe. As a homeowner in Florida, you should weigh your options when selecting the material for roofing. Shingles roofs are most common in Florida as they are inexpensive and lend attractive looks to the house. They also provide good protection if installed properly by a licensed roof contractor. Here is what you need to know about shingles roof when you have decided to replace your roof.

Hire services of a specialist roofing contractor

Most important step when replacing your shingles roof is to hire services of a reliable and experienced expert. Do as much research as you can to make sure that you find someone who is highly skilled and has long experience of installing shingles roof in your area. Installing a new roof is a costly exercise and you must make sure that the roof contractor you choose is licensed and fully insured.

When should you go in for a replacement

There are many tell-tale signs of damage to the roof that include dark spots on the ceiling, missing or cracked shingles, rot in the ply boards, and so on. Though it is possible to repair the existing roof, it is better to go in for a replacement if your shingles roof has completed more than 12 years. If you waste time, repairs could become very costly and very time consuming. It’s better to have a reliable roofing contractor pay visit to your house for an inspection to know if replacement is due.

Are there different types of shingles roofs?

You have several options irrespective of the roofing material you finalize for your roof. Even if you decide in favor of shingles, you must choose between traditional 3 tab and architectural shingles. Architectural shingles are thicker and give a new look to your house. These shingles are also heavy and do not wear and tear easily in the face of storms and hurricanes. However, if you are budget conscious, you may have to go with 3-tab shingles. It is better to consult your contractor regarding the choice of shingles.

Options in terms of color of shingles

Shingles come in many different colors and your contractor will show you samples to choose the best color of shingles for your house. It is better to go with a light color as Sun beats down on the roof on the roof in Florida all-round the year. Light color shingles will keep temperature inside the home lower to decrease your energy consumption. You can look around in your neighborhood to see what colors have been used by your neighbors. You can also ask for pictures of previous roofs installed by the contractor to decide on the color.

Always insist upon warranties

Roofing is a costly and time-consuming exercise that is undertaken occasionally only. You should ask for different warranties on the roofing material and workmanship form your contractor. These warranties include those that are available from the manufacturer and those provided by contractors on the quality of work. Warranties give you peace of mind as you can always contact the contractor in case roof starts to leak soon.

If you’d like to talk more about the value of inspections, or you need help with roof, please contact us at Gold Key Roofing.

Our Roofing Services:

Residential Roof Replacement

Residential Roofing Repairs

Commercial Roofing Replacement

Commercial Roofing Repairs

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Roof Preparation to Meet the Challenge of the Hurricane Season

Florida is a region that is prone to hurricanes. The official hurricane season here starts on 1 June and  Florida is no stranger to the destruction caused by hurricanes. You don’t need a major hurricane to challenge the integrity of the structure of your home. It is the roof that takes most of the brunt during a hurricane. Here are important ways in which you can prepare your roof to be ready for the hurricane season.

Inspect the roof

The best step in the direction of preparation is to have an inspection of the roof done by an expert. Of course, you can do manual inspection yourself but there is no substitute to the experience and skills of a qualified roof contractor. He will identify the problem areas and give you an estimate for the required repairs.

Using hurricane straps

These are tie downs that help in preventing damage to the roof in the event of a hurricane. Not all roof types require this protection, but they certainly provide protection against high speed winds created by storms. If you think your roof is not very strong, it is prudent to install these tie downs.

Trimming the trees

Trees standing near your home can prove dangerous if they fall upon your roof in the case of a hurricane. It is common for diseased tree limbs to snap because of the force created by hurricane winds. In addition to limbs, trees can also leave behind twigs, dead leaves, and pine needles that can remain on your roof shingles to make them weak. This mulch stays wet after receiving some water from rainfall. The shingles on your roof can easily rot because of this wet mulch. By trimming the trees near your house, you can make sure that your roof remains clean and dry to face the hurricanes.

Keep roof gutters clean and free flowing

Check your gutters before the hurricane season to make sure they are clean without any debris. This will ensure that rain water does not accumulate in the gutters to create pressure on your roof.
Identify problem areas yourself It is of course a good idea to get your roof inspected by a local, experienced roofing contractor. Before that, you can take a close look yourself to identify problem spots so that you can discuss them with the contractor. Go on the top of the roof using a ladder and look at the shingles. If you feel unsafe, you can do the same by looking closely with the help of binoculars. If you see missing shingles, rust spots, displaced nails, cracked shingles, and granules of shingles in the gutters, it is better to point the problems in front of the contractor.

Look inside the home also

Roof problems are visible not just on the top but also on the ceiling and the walls of your rooms. Moisture spots on the ceiling are clear signs of roof problems. Also check inside the attic. If you find signs of moisture or dampness inside the attic, the culprit could be your roof.

If you follow these steps, you can easily brace up your roof for the tough hurricane season. These steps become more important if your shingles roof is nearing its life term.

If you’d like to talk more about the value of inspections, or you need help with roof, please contact us at Gold Key Roofing.

Our Roofing Services:

Residential Roof Replacement

Residential Roofing Repairs

Commercial Roofing Replacement

Commercial Roofing Repairs

 

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Belle Isle Turns 90 in 2014

Belle Isle Turns 90 in 2014 and will be celebrating its 90th Anniversary in the Fall of 2014. Plans are now underway to make it a spectacular and exciting year for the entire community.

Once a Native American oasis, Belle Isle was founded in 1924 to protect Lake Conway and its chain of lakes. Town supporters resisted Orange County’s plan to use the lakes for drainage by forming their own municipality.

Belle Isle’s first citizens and Mayor C. H. Hoffner unanimously voted on the city’s name, which resembles the French phrase for “beautiful island.” Arthur Q. Lancaster later served as the first elected mayor.

In 1928, Belle Isle was annexed back into Orange County and records of the City of Belle Isle ceased to exist. However, residents rallied against another attempt by the County to use the lakes in 1954, and the local government was reinstated. Florida later recognized the City of Belle Isle’s charter in 1975. In the same year, City Hall was named “Dexter Hall” to recognize Mayor Ross Dexter, the first mayor to pass away while in office. Government ran continuously until the early 2000s when a council-manager form of government was ad¬opted to better serve Belle Isle residents. Since that time, the city has flourished. The establishment of a Belle Isle Police Department and an agreement to open Cornerstone Charter Academy mark Belle Isle’s largest achievements in recent years.

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